Archive for July, 2022

Using Pensions for Property Purchase

Posted on: July 12th, 2022 by fwAdmin

Using Pensions for Property Purchase

When looking at different funding options for business owners, we find that many overlook their pension – certain types of pension can be used for commercial property purchase, and therefore offer great flexibility when thinking about your business premises. It’s not possible to purchase residential property within a pension.

Whilst there are some attractive benefits of owning property within a pension there are also drawbacks, and this isn’t a suitable option for everyone. It is therefore important to take advice before exploring this route. Without going into too much detail (as we could write another whole blog post on this!) some of the drawbacks are:

Five Wealth Ltd are specialists in pension planning and also have contacts who can advise on the financing options available.


The information featured in this article is for your general information and use only and is not intended to address your particular requirements and is based upon our understanding of HMRC legislation and practice at the current time.

A pension is a long-term investment not normally accessible until 55 (57 from April 2028). Your capital is at risk. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Allowances, reliefs and other tax legislation is subject to change and depends on the individual circumstances of the investor. SSAS schemes are regulated by The Pensions Regulator.